About Hero Program

HERO (Home Energy Renovation Opportunity) is a local government-approved PACE (Property Assessed Clean Energy) program that allows homeowners to finance energy-efficient and water-saving home upgrades that can help lower your utility bills, and may increase your property value. HERO offers more consumers access to energy-efficient options because HERO is an assessment on your property. Approvals are primarily based on the equity in your home rather than your credit score, and the interest on your payments may be tax deductible.*

  • No money down
  • Interest may be tax deductible*
  • 100% financing
  • Flexible 5-25 year terms, depending on area and product
  • Not based on credit score
  • Competitive, fixed interest rates
  • Fast approvals
  • Paid with property taxes

* Please contact your tax advisor to determine if you may be eligible for tax benefits.

How Can You Apply?

It's a simple 2-step process:

1. Fill out the online form available via the HERO website.
2. Choose the terms of financing and sign the documents. HERO financing offers 100% financing up to your approved amount, and payments are made along with your property taxes—and you repay the full amount over time. HERO offers competitive, fixed rates and flexible terms from 5 to 25 years. The approval process is based on your home's equity as well as your debt payment history.